We’ve saved plenty of money without sacrificing quality, by joining company Saving Card’s like CVS ad Kroger or pay for a membership at a big box companies like Costo or Sam’s.

The free savings copay cards:
Amazon-Paid Membership-Prime Members get free shipping and returns on most items.
Starbucks
JCrew
Madewell
Petco
HEB
CVS
Kroger
Sam’s Club- paid membership
Costco-paid membership
Golf Pass
A few restaurant we frequent also have memberships to co-pay card’s free of charge. Your points add up based on what you buy and when you’ve reached a certain tier you see your coupons or more.
I have disover that many companies including include a savings program to dine there and even Starbucks offers a membership available. Keep you eye open where you shop or dine.
Amazon-Pharmacy
Wow, talk about saving money! Always ask the pharmacist what the price is to fill for 90 days. Most of mine at 90 days when possible. Take a look at Amazon Pharmacy and you may be surprised at how little you being you’re being charged. Take a look at see if the support the medication and insurance. The easiest way for me was to completely start over, had all scripts sent to Amazon and thus far, I’m impressed by how quik they turned the script and no issues to date.
We shop the Costo’s ad each week, they have the great deals, if it’s not in the catalog you have, keep your eye’s open for the next catalog. David makes a monthly trip to stock up.
When we don’t plan for the future, we can find ourselves there without any savings.
Save every penny saved and is put back into savings, will be surprised you how quickly the money adds up.
Costco is one membership that is worth every penny. If living alone, maybe buying in bulk isn’t the answer unless you visit with a free to see what they offer.
I’m working on a post on ways to save money on your medication cost, and learn where to go for help when medical insurance denies your claim. I have some great referrals to share.
Melinda
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