If you make smart investments when you’re in your 20s, you can set yourself up for a much better financial life. Real estate is one of the best things you can put your money into. People in their 20s are told to try to get a foot on the property ladder as soon as they can. Why? Well, check out these three amazing reasons:

Don’t Waste Your Money 

When you’re young, a house is a great way to spend your money. Yes, you will need a mortgage, which means making payments every month for years. But it’s much better to do this than to pay rent to a landlord for years.

What does rent get you? Hardly anything, just a roof you don’t own over your head. You don’t have any say over the property; you can’t even change the way it looks without permission. When you invest in real estate, you might end up with a house that you own and are in charge of. So, even though money is spent on mortgage payments, it’s not wasted because it goes toward something very valuable. Have a look at some real estate tips if you need more convincing. 

Make An Investment That Will Make Money 

Some investments are better than others in terms of safety. Putting thousands of dollars into the stock market could be a good or bad idea. There’s a chance that the stocks you buy will go down, which means you’ll lose a lot of money.

On the other hand, the value of a property will almost always go up. The long-term trend of history shows that house prices go up. If you buy a house when you’re in your 20s, you can sell it when you’re in your 40s, 50s, or when you retire and make a lot of money.

You Have Full Control Of The Investment 

As the last point shows, you can buy a house, live in it for years, and still make money on it if you keep it in good shape. But one of the best parts about climbing the property ladder is that you can decide how much your investment is worth.

You can’t legally do anything to change how much shares cost on the stock market. There are many things you can do to make your home more valuable. In a couple of months, you can increase the value of your home by making a few changes and then selling it for a profit. Or, you can make changes over time so that when you go to sell it, it’s worth a lot more. You are in charge either way.

Basically, the best investment you can make in your 20s is in real estate. You need to remember you are committing to long-term borrowing, but it could be worth it. 

If you’d rather buy the house outright, the best thing you can do is save up for a mortgage. You’ll need enough money for a down payment, and you’ll need to make sure your credit is good enough to qualify for a mortgage.

Getting your foot on the property ladder is a great idea, no matter how you do it. Try to do it as soon as you can.

This is a collaborative post.

Melinda

There is nothing quite as frightening as being stalked. Having somebody knowingly follow your moves, put devices in your car to follow your car goes, and generally invade your space in a very intrusive way can be scary. Being a victim of stalking can create a lot of trauma, and it can mess with your ability to trust people, create paranoia and anxiety, and or even give you the symptoms of PTSD.

You need to know how to protect your phone from hacking, and you need to know how to protect yourself if you suspect that somebody is following your movements. Stalking behaviors can include things like threats of violence, hacking your devices, asking people about you to gather information about you, loitering outside your home, turning up and bombarding you with text messages, emails, and cyberstalking – it’s quite the list. Here are some of the ways that you can protect yourself from stalking.

Call the police. The most obvious beginning if you believe you are being stalked is to call the authorities and get help. The majority of people who are being stalked know who the stalkers are, one of the best things that you can do for yourself is to seek help from somebody that you can trust to keep you safe and report to the authorities as well. 

Stop communicating with them. If you suspect that somebody is following you or trying to learn more about your whereabouts, then stop communicating with them. Stop emailing, stop texting, and change your phone number if necessary. Put the important phone numbers for people you can trust on speed dial, two because then you’ll be able to dial the numbers at the touch of a button from your pocket if necessary.

Lock down your social media. You should be very vigilant about the type of information that you put on the Internet anyway, if you believe you are being stalked then hiding from view and removing any pictures or location settings is important. This way, you will be in the best position to protect yourself from online stalking. You don’t want somebody to know what your movements are even from a distance, because this is going to be invasive.

Trust your gut. If something doesn’t feel right the chances are that it’s not right. If you feel like something is not quite right at any given moment, ask for help. Ask the security of your office building to walk you to your car, and ask somebody to walk with you on your commute. Arrange for a taxi pick-up service at the same time every day so that you can be sure that you are being protected no matter where you go.

Have a panic button in your home. If it has got to the point that somebody keeps turning up at your front door because I have learned your address, you need to have a panic button installed in your home so that you can contact the authorities in an instant. You shouldn’t have to live in fear.

This is a collaborative post.

Melinda